Our partner is specialized in using credit risk assessments for third parties and is one of the most reputable credit optimization subject mater experts of the SEE.
They have recently taken a mandate to Optimize the credit controlling and analysis for a large international FMCG.
They are particularly interested into finding a senior hands-on Machine Learning Engineer /Professional with experience in advanced statistical and mathematical modeling to map the credit optimisation and predictive ability of the FMCG sector.
The role will use customer, transactional, financial and behavioral data to develop predictive and optimization models that improve credit decisions across complex FMCG environments.
The focus is not simply on assessing credit risk, but on determining the optimal credit decision — balancing customer value, commercial opportunity, exposure, payment behavior and risk.
Prediction → Decision → Optimization
Key Responsibilities
The Impact
The successful candidate will help move credit decision-making from static rules and historical analysis towards predictive, dynamic and data-driven optimization.
Success will be reflected in measurable improvements in:
Requirements
What We Are Looking For
A hands-on specialist with experience in Credit Analytics / Credit Optimization and strong practical capability in Machine Learning and Data Science.
Ideally, the candidate will have experience in FMCG, retail, consumer finance, fintech, trade credit or another high-volume customer-credit environment.
We are particularly interested in people who have personally built and validated models, rather than only managed analytical teams.
Strong experience with Python and/or R, SQL, predictive modelling, statistical modelling and optimization techniques is expected.
Above all, the successful candidate will be able to connect:
Credit Expertise + Data Science + Machine Learning + Commercial Judgement
and turn these into better credit decisions and measurable business value.
Core Competences
Benefits
Machine Learning - Credit Optimization Professional - FMCG • Athens, Attica, GR
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